Add your real numbers.
Enter take-home pay, payday dates, bills, and everyday costs. Keep expected income separate from money that has arrived.
ONE PAYCHECK AT A TIME
Make room for
a steadier
tomorrow.
Bills today. A little breathing room next. Steady helps you make a clear plan for your paycheck—and find your next step when the numbers don’t fit.
✓ No bank connection needed✓ Your pace. No judgment.
A little clarity looks like this ↘
My payday planSAMPLERoom after your plan$165
A clear picture of what’s left.
Paycheck$1,200
Money toward bills−$675
Food & transportation−$260
Savings & buffer−$100
Your entered bills, spending, savings, and buffer fit.
Small steps add up.From catching up to saving ahead.
Know what’s due.✦See what’s possible.✦Take your next step.
LESS GUESSWORK. MORE DIRECTION.
A plan that starts
where you are.
You don’t need a perfect budget to begin. Start with what comes in, what needs covering, and what matters to you.
Give this paycheck a plan.
See suggested bill contributions, selected spending categories, and what remains after savings and your buffer.
Adjust as life changes.
Shorter hours? A bigger bill? Update the amount, see the gap, and review your options before the next payday.
FOR THE LIFE BETWEEN PAYDAYS
More than
“spend less.”
Sometimes the numbers don’t fit. Steady helps you see why and organize a practical next step.
Explore the sample planner →Catch the gap earlier.
A six-payday outlook includes recurring bills and changing income schedules, so timing problems have a place to show up.
Find a way to catch up.
Explore a limited directory of official assistance resources. Record approved payment arrangements and keep the remaining balance in your plan.
Keep the whole picture together.
Check spending categories, record actual costs, and share a plan with household members you choose.
ILLUSTRATIVE GOAL↗
A car. A cushion.
A little more choice.
Your starting pointYour next milestone
Set the amount. Choose a date. See the payday plan.
WHEN YOU’RE READY TO LOOK AHEAD
Make space for
what comes next.
Build an emergency cushion or work toward a car or another purchase. Enter the cost, what you’ve saved, and your ideal date. Steady estimates the contribution and timeline—and tells you when the deadline doesn’t fit.
Goal timelines depend on the income and expenses entered. Investments are optional, tracked manually, and can lose value.
Plan your next step ↗A FEW THINGS TO KNOW
Clear answers.
No surprises.
Does Steady connect to my bank?
No. This version uses amounts you enter. It does not access bank accounts, move money, or pay bills.
What if I don’t have enough for every bill?
The planner shows the shortfall. You can review spending and official provider resources, then record an arrangement after the provider approves it. Steady does not guarantee assistance, waived fees, or protection from service interruption.
Can I use it with my family?
Yes. After signing in, a household owner can create an invitation code for a viewer or editor. Members can see the whole shared plan. Separate households keep separate plans.
Will I get reminders on my phone?
You can export 90 days of payday and bill reminders to a calendar that supports alerts. Calendar permissions and delivery are controlled by your calendar app. Direct Steady push notifications and SMS are not configured.
Who can see my financial plan?
Saved plans require sign-in and household permission. The public page and sample demo do not display your financial records. Read how Steady handles data.
Is Steady ready for me to try?
This is an early version. Try the sample first, check your own calculations, and keep copies of important records. Paid subscription checkout is not available.
YOU DON’T HAVE TO FIGURE IT OUT ALL AT ONCE.
Start with this paycheck.
A clear next step can make tomorrow feel a little more manageable.
Build my plan ↗Or explore the sample first →